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OUR RATES

Wayne Westland Credit Union Loan Rates

Our goal is to provide our members with the lowest and best interest rates available.  Whether you are saving or borrowing money, Credit Unions offer better rates, on average, than for-profit financial institutions, such as banks, yes another reason to join.

Whether you are looking to buy your first house, need financing for a car, or want to open a CD, Wayne Westland Federal Credit Union has the right interest rate for you.  The Credit Union way of providing financial services is just smarter. Dump the big banks and switch to your local Credit Union!

LOAN RATES

Current Loan Rates 
(last updated - 3-5-10)

Loan Rates As Low As:
 New Auto Loans  Interest Rate
24 Month 5.00% APR
36 Month 5.25% APR
48 Month 5.50% APR
60 Month 5.75% APR
72 Month 6.00% APR
84 Month 6.25% APR

 

Home Equity Loan 5.00% APR
Signature Loan 8.95% APR
For mortgage rates, please visit: Michigan Financial Mortgage
Rates based on qualified credit
Rates based on your credit score
Rates are subject to change
APR = Annual Percentage Rate


DIVIDEND RATES

Updated: 3/05/10

Share ID Description Rate APY
00 Savings 0.25% 0.25%
30 Money Market 2500+ 0.75% 0.75%
33 Premier Investment 25,000+ 1.10% 1.10%
35 Capital Cash 50,000+ 1.20% 1.21%
59 Christmas Club 0.75% 0.75%
7 Youth Account 1.50% 1.51%
10 Checking 0.00% 0.00%
Certificate of Deposit
Share ID Description Rate APY
70 3 Months 1.00% 1.00%
71 6 Months 1.10% 1.10%
72 9 Months 1.15% 1.15%
73 12 Months 1.20% 1.21%
78/79 15 Months 1.25% 1.26%
74 24 Months 1.30% 1.31%
75 36 Months 1.35% 1.36%
76 48 Months 1.75% 1.76%
77 60 Months 2.10%

2.12%

 APY = Annual Percentage Yield

IRA RATES

Updated: 3/05/10

Roth ID Traditional ID Description Rate APY
82 92 6 Months 1.10% 1.10%
83 93 12 Months 1.20% 1.20%
88 98 15 Months 1.25% 1.26%
84 94 24 Months 1.30% 1.31%
85 95 36 Months 1.35% 1.36%
86 96 48 Months 1.75% 1.76%
87 97 60 Months 2.10% 2.12%
80 90/91 IRA Variable - 18 Months 1.10% 1.11%

 APY = Annual Percentage Yield

Right at Home: How to Keep your Home and Avoid Foreclosure
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