27:51 minutes (25.51 MB)
Financial Counseling - Show Notes
Basic Budgeting-
-Go over a budget analysis form to determine income vs. living expenses, vehicle expenses, personal expenses and debts.
Bill Paying-
-On-line bill paying tools and websites
-Late Fees
-Knowing due dates and penalties
What Makes Up a Credit Report and Score-
-Explain what compiles the credit score
-What balance of credit is needed to get a great credit score
-Myths about your credit report and score
Establishing Credit-
-Responsible ways to treat new credit
-Applying for secured vs. unsecured credit