Our Rates

We’re dedicated to giving our members the best interest rates possible – for both savings and loans. Did you know that since credit unions are member-owned, we’re able to offer better rates, on average, compared to banks?

Take a look at our rates below and you’ll soon discover why Wayne Westland Federal Credit Union is the right place to finance your home and invest or save your hard-earned money.

Loan Rates

**ALL RATES EFFECTIVE 6/30/2020**

**Current Loan Rates**

**Loan Rates As Low As**
TYPE	Interest Rate
New/Refinanced Auto Loans 2019 - 2015	as low as 2.99% APR
Used Auto Loans 2014 - 2011	as low as 3.10% APR
Used Auto Loans 2010 and older	as low as 4.10% APR
Visa Rewards Preferred	7.75% VAR
Visa Rewards Plus	9.00% VAR
Visa Rewards	11.00% VAR
Visa One	16.95% APR
Share Pledged	1.50% APR
Signature Loan	as low as 8.50% APR
Revolving Loan	11.90% APR
Overdraft Loan	11.90% APR
For Rates on Home Equity Loans call us at 734-721-5700 EXT 3011 For mortgage rates, please visit: Mortgage Center Opens a New Window.
Rates based on qualified credit Rates based on your credit score Rates are subject to change APR = Annual Percentage Rate VPR = Variable Percentage Rate

Opens a New Window.

Recreational and Motorsport Loan Rates

Motorcycles, Snowmobiles, ATV, Jet Skis, Boats, Travel Trailers, 5th Wheels, Motorhomes
New All Rates are listed as APR (Annual Percentage Rate)

Year	Terms	A+ A As low as	B	C	D	Loan Amount
2014-2018		690+	660-689	640-659	600-639
	Up to 48 mos	3.99%	4.10%	5.25%	8.85%	Up to $20,000
	Up to 84 mos	4.10%	4.25%	5.95%	9.45%	$20,000-$30,000
	Up to 108 mos	4.10%	4.25%	5.95%	9.45%	$30,000-$50,000
	Up to 180 mos	4.10%	4.25%	6.95%	10.45%	$50,000 plus

Contact us for rates on older models.

Dividend Rates

Share ID	Description	Rate	APYE
00	Savings	0.05%	0.05%
30	Money Market 2500+	0.10%	0.10%
33	Premier Investment 25,000+	0.15%	0.15%
35	Capital Cash 50,000+	0.25%	0.25%
59	Christmas/Vacation Club	0.05%	0.05%
7	Youth Account	0.15%	0.15%
10	Checking	0.00%	0.00%

Certificates

Share ID	Description	Rate	APYE
70	3 Months	0.15%	0.15%
71	6 Months	0.25%	0.25%
72	9 Months	0.35%	0.35%
73	12 Months	0.45%	0.45%
78/79	15 Months	0.65%	0.65%
74	24 Months	0.70%	0.70%
75	36 Months	0.75%	0.75%
76	48 Months	0.80%	0.80%
77	60 Months	0.85%	0.85%

APYE = Annual Percentage Yield Earned

IRA Rates

Roth ID	Traditional ID	Description	Rate	APYE
82	92	6 Months	0.25%	0.25%
83	93	12 Months	0.45%	0.45%
88	98	15 Months	0.65%	0.65%
84	94	24 Months	0.70%	0.70%
85	95	36 Months	0.75%	0.75%
86	96	48 Months	0.80%	0.80%
87	97	60 Months	0.85%	0.85%
80	90/91	IRA Variable - 18 Months	0.75%	0.75%

APYE = Annual Percentage Yield Earned

**NCUA - Consumer Share Insurance Information**

Loan Calculator

Loan Amount This is the loan amount.
Rate This is the interest rate (e.g. 5.9 for 5.9%)	%
Years This is the number of years for the loan.

*Calculations are estimates and do not guarantee credit.

Loan Rates

Recreational and Motorsport Loan Rates

Dividend Rates

Certificates

IRA Rates

Loan Calculator

Featured News

Learn about Visa Credit Cards

Home Banking Login.

Need Online Access?