Budget Counseling / Debt Management

GreenPath Financial Wellness

Wayne Westland Federal Credit Union is pleased to announce the newest member benefit – GreenPath Financial Wellness.

As a valued member of WWFCU, we are committed to serving you. As a benefit of your membership, we are providing you with free access to money management and financial education services.

Wayne Westland Federal Credit Union has teamed up with GreenPath, a financial education and counseling program. Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 40 years.

Through our partnership with GreenPath, you will enjoy unlimited access to financial counselors without paying – it’s free!

As a member of the Credit Union, you can receive assistance with:

  • Personal and family budgeting
  • Personal and family budgeting/li>
  • Understanding your personal credit report and how to improve your score/li>
  • Personal money management/li>
  • Debt repayment/li>
  • Avoiding bankruptcy, foreclosure, and repossession/li>

GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan, to saving a home from foreclosure, advice is only a phone call away.

GreenPath counselors are available:

Monday through Thursday 8 a.m. to 10 p.m. (EST)
Friday 8 a.m. to 7 p.m.
Saturday from 9 a.m. to 1 p.m.

To use this new service, simply call 1-877-332-2235 or click here to get started today!

GreenPath Financial Counseling for Wayne Westland Federal Credit Union Members
Check Right at Wayne Westland Federal Credit Union Budget Smart at Wayne Westland Federal Credit Union

How Do I Know If I'm In Financial Trouble?

Answer "True" or "False" to the following questions, and then tally your score. Use the interpretation of results at the bottom to determine whether or not you are a candidate for credit counseling.

  1. I normally pay only the minimum amount due on my credit card bills.
  2. My credit card balances increase each month.
  3. There are arguments in my home about money.
  4. I sometimes hide purchases from my spouse.
  5. I frequently charge items that I used to pay for with cash.
  6. I have thought about filing for bankruptcy.
  7. I have begun using cash advances to meet my obligations.
  8. Most of my credit cards are near the limit, so I've begun applying for new lines of credit.
  9. I do not know the total amount that I owe.
  10. I skip paying my bills some months, or pay late.
  11. I have depleted my savings.
  12. I am consumed with thoughts of my debt.
  13. My debt interferes with my job and/or home life.
  14. Collectors have begun contacting me.
  15. I have taken money from my retirement account to satisfy debt obligations.
  16. If I lost my job, it would mean an immediate financial crisis in my life.
  17. I use balance transfers.
  18. I have no emergency savings account.
  19. Next month's bills arrive before I've paid this month's.
  20. I do not open my bills when they arrive, or soon thereafter.

If you answered "true" to more than three of these questions, you would benefit from credit counseling with a trained, experienced and certified counselor. Call GreenPath at 1-877-332-2235.

Excellent Benefits and Low Rates

Apply Now